Key Points

• Provides a step-by-step framework for preparing and submitting the DFSA Annual AML Return (due 30 September 2025).

• Positions the Return not as a paperwork exercise, but as a test of governance, oversight, and embedded AML/CTF controls.

Who is this for

• DFSA-regulated firms across banking, fintech, asset management, and professional services.

• Compliance officers, MLROs, and risk teams responsible for AML governance.

• Senior management and boards who must authorise and oversee the AML Return.

What will you get

• A clear six-step process: portal access, return completion, attaching documentation, board approval, submission, and regulator queries.

• Guidance on evidence required (policies, risk assessments, training logs, STR/SAR records, sanctions checks).

• Common pitfalls (data fragmentation, manual errors, time pressure) and how to avoid them.

• How azakaw streamlines compliance: live AML/KYC data, centralised documents, digital approvals, and regulator-ready reporting.